Aetna Marriage Counselors Near Me

How to Find Couples Therapy That’s Actually Covered

When your relationship hits a rough patch, therapy can help. But if you’re typing “Aetna marriage counselors near me” into Google, you’ve probably already discovered one frustrating truth:

👉 Not all marriage counselors take insurance.

👉 And even fewer accept Aetna and bill it correctly for couples therapy.

At CEREVITY, we help California couples get the support they need — with therapists who understand both relationships and insurance billing.

📞 Call (562) 295-6650 or visit https://cerevity.com/get-started

Let’s verify your Aetna coverage and get you started with a couples therapist near you.

What Does “Aetna Marriage Counselor” Actually Mean?

When people search for “Aetna marriage counselors,” they usually want two things:

1. A therapist who helps couples improve their relationship

2. A provider who is in-network with Aetna insurance

But here’s the fine print:

• Aetna typically does not cover generic “marriage counseling”

• It may cover couples therapy if there’s a diagnosis being treated

• Your therapist must bill it as family psychotherapy with patient present (CPT Code 90847)

How Does Aetna Cover Couples Therapy?

Most plans cover couples counseling when:

• One partner has a qualifying mental health diagnosis (e.g., anxiety, PTSD, depression)

• The therapy helps address that condition — like reducing conflict, improving emotional regulation, or repairing trust

• The sessions are billed under the diagnosed partner as medically necessary care

This isn’t just about checking boxes — it’s about using the system effectively to support your mental health and relationship together.

At CEREVITY, we:

• Use the correct clinical language

• Match you with a licensed therapist in-network with Aetna

• Explain your copay, deductible, and session limits before you start

The Problem with “Out-of-Network” Marriage Counselors

Most couples search for a local therapist — but not all local therapists are covered by Aetna. Here’s what can go wrong:

• 🧾 You find someone great, but they don’t take insurance

• 📉 You submit for reimbursement, but it gets denied

• 😠 You stop therapy due to unexpected costs

Don’t let insurance confusion keep you from the help you need.

We offer both Aetna-covered therapy and affordable self-pay options if your plan doesn’t include coverage.

Common Relationship Issues Covered by Aetna Therapy

Therapy billed through Aetna often includes:

• Conflict resolution to reduce stress and anxiety

• Coping with betrayal or infidelity (trauma recovery)

• Supporting one partner through depression or mood swings

• Navigating major life transitions (parenthood, job loss, moving)

• Managing emotional reactivity, anger, or shutdown behaviors

If these struggles are affecting one partner’s mental health — and the relationship dynamic is making it worse — therapy can be both necessary and covered.

What Makes a Marriage Counselor “Aetna-Friendly”?

Not all therapists bill Aetna correctly — or know how to frame couples work within the insurance system.

At CEREVITY, our Aetna-approved couples therapists:

• Are licensed in California (LCSW, LMFT)

• Are experienced in both individual and relationship therapy

• Are trained in CBT, DBT, and trauma-informed care

• Know how to document therapy to meet medical necessity standards

• Are ready to see clients online across the entire state

And we don’t make you guess what your plan covers — we’ll handle the insurance questions for you.

Finding an Aetna therapist who offers couples therapy is step one. But knowing what to expect — and how to prepare — can help you make the most of it from the very first session.

💬 Need help today?

Call (562) 295-6650 or visit https://cerevity.com/get-started to verify your benefits and get matched with a licensed Aetna therapist in California.

What Happens in Your First Couples Session?

If you’re new to therapy — or just new to couples work — here’s what typically happens in the first 1–2 sessions:

• Goals are clarified: You’ll discuss what each partner hopes to gain (e.g., better communication, emotional connection, conflict resolution).

• The problem gets defined: Your therapist will explore the patterns you’re stuck in — and how they connect to mental health.

• A treatment plan is built: If one partner meets criteria for a diagnosable condition (e.g., Generalized Anxiety Disorder), the therapy will be structured around addressing it with the relationship as the healing context.

Your therapist may also meet with each of you individually at times, depending on the situation and your goals.

How Much Does Aetna Couples Counseling Cost?

Here’s a general idea of what you’ll pay in California with Aetna: