Private Pay Therapy in California — Start Without Insurance
Summary: Online therapy for adults across California. Private pay welcome with fast starts, discreet scheduling, and an optional 3‑hour accelerated session. Call (562) 295‑6650 to book your first session.
Why choose private pay therapy
Private pay means you work with your therapist directly—no insurance authorizations, no treatment limits, no third‑party requirements on length or focus. For many high‑performing adults, that translates into privacy, speed, and control.
Top benefits:
- Confidentiality first. Your progress stays between you and your clinician. We can provide superbills upon request if you want to pursue out‑of‑network reimbursement on your own.
- Faster starts. No network bottlenecks or pre‑approvals; you can begin as soon as there’s an opening.
- Right length, right focus. Choose 50‑minute, 75‑minute, or 3‑hour accelerated sessions based on your needs—not billing rules.
- Tailored care. We set outcomes around your life (leadership stress, relationship repair, anxiety, sleep) and update them every 4 weeks.
- Discreet scheduling. Online only, statewide. Join from any private location in California.
Who private pay is ideal for
- Executives, founders, physicians, attorneys, and creatives who want clinical depth without insurance paperwork.
- Public‑facing professionals who need additional discretion around scheduling and documentation.
- Adults who value flexibility (longer sessions, targeted intensives) and clear, outcome‑based work.
- Individuals navigating relationship tension, anxiety, burnout, overthinking, or sleep disruption that standard tips haven’t resolved.
If that sounds like you, private pay therapy can give you the most control over pace, content, and confidentiality.
How to start without insurance (3 simple steps)
1) Quick consult. Share goals, schedule constraints, and preferred session length. We’ll confirm fit and discuss the first 4‑week plan.
2) Intake session. A focused, online appointment where we map symptoms, stress loops, and priorities. You’ll leave with 1–2 tools to use immediately.
3) Choose your format. Weekly 50 or 75 minutes, or a 3‑hour accelerated block for faster traction. We revisit goals every 4 weeks.
Call (562) 295‑6650 to book your first session.
Session options (choose your pace)
| Format | Best for | What it looks like |
|---|---|---|
| Weekly 50‑minute | Ongoing anxiety, stress, performance drift | Same time each week; concise between‑session assignments. |
| 75‑minute focused | Relationship patterns, leadership stress, decision hygiene | More room for rehearsal of scripts, boundaries, and repair skills. |
| 3‑hour accelerated | Limited time, high urgency, or complex turning points | Extended block with breaks; map → practice → implement with a two‑week plan. |
Telehealth only: Sessions are delivered online through a HIPAA‑compliant platform. We do not offer in‑person appointments.
What to expect in your first 4 weeks
Week 1 — Intake & direction. Define 2–3 measurable outcomes (e.g., fewer 11PM spirals, one repaired relationship loop, improved sleep latency). Decide on 50/75/180‑minute format.
Week 2 — Pattern map. Chart triggers, body cues, and thought loops (overthinking, control, catastrophizing). Introduce a 90‑second downshift drill.
Week 3 — Skill rehearsal. Practice boundary scripts, feedback language, and repair routines you can use at home and work.
Week 4 — Review & adjust. Evaluate shifts, refine tools, and set the next 4‑week focus.
Between sessions you’ll have small, targeted assignments—not homework overload.
Private pay vs. using insurance: what’s the difference?
| Consideration | Private Pay | Insurance |
| Start time | Often faster—book as soon as there’s an opening | May require in‑network availability or authorizations |
| Session length | 50, 75, or 180 minutes—you choose | Commonly 45–53 minutes set by plan |
| Focus & pace | Fully tailored to your goals; updated every 4 weeks | Often tied to medical‑necessity documentation for coverage |
| Privacy | Records stay between you and your clinician | Insurer access to diagnosis and some treatment details |
| Reimbursement | Pay directly; optional superbill for out‑of‑network | Copays/coinsurance; plan rules apply |
Note: If you plan to seek out‑of‑network reimbursement, we can provide superbills upon request. Your plan will determine eligibility.
Common goals we work on
- Anxiety down, clarity up — fewer racing‑thought nights; faster calm after surprises.
- Sustainable pace — routines that protect sleep and focus without tanking performance.
- Relationship repair — fewer blowups, clearer bids for connection; conflict that stays constructive.
- Leader presence — steadier tone under pressure; feedback that lands.
- Decision hygiene — reduce overthinking, build repeatable frameworks for complex calls.
Discretion for public roles
If you’re in the public eye or lead high‑visibility teams, discretion matters. We schedule with privacy in mind, do not record sessions, and communicate according to your preferences. Calendar and email labels can be de‑identified on request.
Frequently asked questions
Do you serve clients statewide?
Yes. We provide online therapy across California for adults.
Do you accept private pay?
Yes. Private pay is welcome. Transparent rates are discussed during your consult. We can provide superbills upon request if you plan to submit to your insurer.
Do you offer longer sessions?
Yes. Our 3‑hour accelerated option is available for focused, efficient work.
How soon can I start?
Often within 1–2 weeks for weekly sessions. Accelerated blocks are scheduled by request.
Is this therapy or coaching?
This is therapy—clinical and evidence‑based—with practical tools you can use immediately. We can coordinate with your coach or physician with your written permission.
Do you work with couples?
Yes. Many individuals add a 75‑minute or 3‑hour couples session to accelerate repair.
What about privacy and documentation?
We are a telehealth‑only practice using HIPAA‑compliant platforms. We do not record sessions. Private pay keeps your therapy between you and your clinician; if you request a superbill, your insurer may require a diagnosis for reimbursement.
Ready to get started
If you want confidential, flexible therapy without insurance hurdles, private pay is a clear path to start.
Call (562) 295‑6650 to book your first session.
