Voluntary Benefits: Mental Health That Gets Used
CEREVITY
Confidential briefing · Private clinical network
For senior leaders and partners

Mental health as a voluntary benefit that gets used.

Every package carries a list of voluntary benefits that look good in open enrollment and reach almost nobody senior. CEREVITY is the offering executives, partners, and principals actually elect: confidential, private pay, matched by hand to a senior clinician, with nothing routed through the company health plan.

Coverage
Telehealth in all 50 states
Formats
50-minute, 90-minute, 3-hour
The short answer

Voluntary benefits are employee-elected offerings an employer sponsors or arranges outside core medical coverage. Mental health works as one only when it is confidential, private pay, and staffed by senior clinicians, because that is the version senior leaders will actually elect. CEREVITY delivers it by secure telehealth in all 50 states.

01

What CEREVITY is.

A nationwide network of independent licensed clinicians, offered as an employee-elected benefit.

CEREVITY is a nationwide network of independent licensed clinicians providing private-pay therapy by secure telehealth across all 50 states. It is not an app, not a coaching marketplace, and not an employee assistance program. Each person who elects the benefit is matched by hand to a clinician experienced with high-responsibility roles, then keeps that clinician over time.

For a benefits team, the mechanics are unusually simple. Care is private pay with no insurance claim filed, so nothing routes through the company health plan and no claim record is created. The offering sits alongside the existing EAP rather than replacing it, and it is elected by the individual rather than administered on their behalf. That single design choice is what moves it from a line on a benefits summary to something a senior person will use.

Employers usually arrive here from one of two directions. Some are rebuilding the whole package and want to know where employee mental health benefits sit inside it. Others already know the gap is at the top of the house and want one voluntary benefit that senior people will take up without asking anyone for permission.

02

Why senior staff skip most voluntary benefits.

The list is long, the take-up is uneven, and the people carrying the most exposure elect the least.

Voluntary benefits are the part of the package an employee chooses rather than receives: dental, vision, accident, critical illness, hospital indemnity, legal plans, pet cover, and increasingly a wellness or lifestyle allowance. They exist because a single core plan cannot meet a whole workforce, and they are cheap for the employer to sponsor. Take-up, however, is not uniform. It tracks how visible the election is and how personal the subject matter feels.

Mental health is the item where that visibility problem bites hardest, and the cost of getting it wrong lands on the people an organization can least afford to lose.

Nearly 7 in 10

C-suite executives are seriously considering quitting for a job that better supports their well-being. Among employees the figure is 57 percent. Source: Deloitte and Workplace Intelligence, survey of 2,100 employees and C-level executives across four countries, February 2022.

Senior people are not indifferent to this. They are more motivated than the workforce average and less able to act on it, because every route their employer offers runs through someone they manage, someone they sit on a committee with, or a vendor whose dashboard a colleague reads. Benefits designed for the middle of an organization routinely fail to reach the top of it, and the failure is silent: nobody files a complaint about a benefit they were never going to use.

The supply side does not help. Specific mental health coverage remains one of the least commonly offered items in an employer package, well behind dental, vision, and the supplemental health products that dominate open enrollment. When something is offered at all, it is usually the EAP, which is built for high-volume short-term support and is the one channel a senior person is least willing to enter. The result is a population that reports the highest motivation to address well-being and has the fewest usable options, a pattern our work on the hidden mental health crisis among executives documents in detail.

Mental health is the least offered benefit on the listShare of surveyed employers offering each benefit, 2025. Bars start at zero.
0%20%40%60%80%100%Health insuranceHealth insurance: 93%93%DentalDental: 83%83%VisionVision: 80%80%AccidentAccident: 46%46%Critical illnessCritical illness: 27%27%Hospital indemnityHospital indemnity: 25%25%Mental healthMental health: 13%13%

Source · Employee Benefit Research Institute, Issue Brief no. 646, Expanding the Benefits Horizon: How Employers View Voluntary Offerings, November 12, 2025. Survey of 408 benefits decision-makers, fielded March and April 2025.

Delay is the expensive part. By the time a senior leader reaches care through a private route they have usually been carrying the problem for years, and CEREVITY's own work on how long executives wait before starting therapy shows how much of that delay is structural rather than personal.

03

Why the election never gets made.

The eight objections that keep a senior person from ticking the box, in their own terms.

i

A visible paper trail

Electing a benefit creates a record somewhere, and senior people assume that record will eventually be read. Private-pay care produces no insurance claim and no benefits-administrator file, which is why care with no records an employer sees is the version they will consider.

ii

EAP fatigue

Most have already tried the assistance line once, been offered a short-term counselor, and quietly stopped. A second invitation to the same channel reads as an invitation to be processed. EAP alternatives exist for exactly this population.

iii

Nothing at their level

A clinician who has never sat with someone carrying payroll, a board, or a partnership vote will spend the first month being taught the job. Seniority of clinician is the single strongest predictor of whether a leader stays past session three, and it is what executive burnout therapy is organized around.

iv

No slot in the calendar

A standing weekly hour dies in the first travel week. Care has to bend to an operating calendar rather than the other way around, which is why format flexibility and care across time zones matter more here than anywhere else.

v

Sleep that will not come back

The earliest measurable signal is almost never mood. It is the mind that will not switch off at 2 a.m., and it degrades judgment for weeks before anyone names it. Executive insomnia is usually the presenting complaint.

vi

No peer to say it to

There is no colleague at the same altitude and no safe way to be uncertain in front of a board. Absorbing every hard call alone is the exact pattern leadership isolation therapy exists for.

vii

The coach is already there

Many senior staff already have an executive coach and assume that covers it. Coaching is performance work, often with a reporting line back to the company. The distinction is set out in leadership coaching versus therapy.

viii

It has already reached home

The hours and the mental load do not stop at the front door, and by the time someone elects anything the strain is usually shared. Couples therapy is part of the network for that reason.

The benefit was there the whole time. What was missing was a version of it I could use without anyone in the building knowing I had.

Composite of themes CEREVITY clinicians hear at intake from senior staff
04

Formats that fit an operating calendar.

Three lengths, no rigid weekly slot.

50
Minutes
Weekly cadence

The steady cadence of ongoing therapy. Most clients spend most of their care in 50-minute sessions.

90
Minutes
Depth sessions

For work that needs more room than a standard hour can hold. See 90-minute sessions.

3
Hour intensive
Integration work

For work that needs uninterrupted time to reach resolution. See 3-hour therapy intensives.

Care is delivered in 50-minute, 90-minute, and 3-hour sessions by secure telehealth, nationwide. A leader between board meetings can do focused work in a single 90-minute or 3-hour block rather than defending a standing weekly appointment that travel will break. Continuity is preserved because the same clinician stays with the person throughout, and modality is matched at intake rather than assigned. Where an employer wants the option available on a continuing basis rather than episode by episode, concierge therapy is the structure most often used.

Add the one benefit your senior people will elect.

Scoping a leadership-tier offering takes one conversation. Nothing about it touches the company health plan or the benefits administrator's file.

Start a partnership conversation
05

How a senior leader is matched.

Every person who elects the benefit is matched by hand, not by an algorithm running against an intake form.

STEP 01
Intake

The eligible individual submits a confidential intake form covering presenting issues, modality preference, professional context, and scheduling parameters. Operated by CEREVITY directly, not by a broker.

STEP 02
Clinical review

Intake is reviewed by CEREVITY's clinical leadership against the network's active capacity, current licensure footprint, and modality availability. This is the step that does not exist in an EAP.

STEP 03
Match

A specific clinician is matched to the senior leader, who receives the match with the clinician's profile, modality, and credentials, plus a direct online scheduling link.

STEP 04
First session

Scheduling runs directly through CEREVITY infrastructure with no phone handoff. First sessions are typically scheduled within 5 to 10 business days of the match.

STEP 05
Ongoing care

Care continues on the cadence the clinical work requires, in 50-minute, 90-minute, or 3-hour sessions, without an employer-imposed session cap.

06

Capability comparison for senior leaders and partners.

An evaluation framework for benefits teams weighing voluntary benefits against a leadership-tier arrangement. All three models have a place; they are built for different populations.

Dimension Typical EAP Executive-tier platform CEREVITY
Network model Broker layer between employer and contractor roster Single-vendor platform, W-2 or contracted pool Independent clinical network with direct relationships
Clinician assignment First contractor to reply with availability Algorithmic matching on intake-form inputs Clinical review by network leadership
Intake and scheduling Phone handoff to the clinician's line App-based intake and scheduling Network-operated intake, direct online scheduling
Session formats Standard 50-minute, capped session counts Standard 45 to 50-minute sessions 50-minute, 90-minute, and 3-hour formats, no cap
Clinical scope Acute, broadly applicable concerns Workforce-wide, executive tier as an upsell Built around the presenting issues of senior leaders and partners
Modality fit Generalist talk therapy Generalist therapy with some specialty CBT, DBT, psychodynamic, IFS, matched at intake
Reach National via roster density National telehealth, roster variance All 50 states via telehealth
Payment model Employer-sponsored, in network Per-employee-per-month seat pricing Private pay, out of network, partnership agreement
Employer visibility Aggregate, broker-mediated Vendor dashboards with engagement metrics Administrative reporting only
Right fit for Workforce-wide acute support Mid-tier ongoing care with an executive add-on senior leaders and partners, end to end
Structural comparison, not a quality judgment. Based on CEREVITY clinician experience on EAP panels combined with publicly available vendor materials.

If a formal evaluation is already underway, our notes on what to look for in a private therapy provider for employees cover the procurement questions that decide these things.

07

What the employer sees, and what it does not.

An elected benefit only works if electing it creates no visibility. CEREVITY is built around that requirement rather than adding it afterward.

What the employer sees
Administrative confirmation, nothing more.
  • Confirmation that contracted services were provided to eligible individuals.
  • Aggregate utilization at the partnership level, where contractually appropriate.
  • Invoicing and eligibility reconciliation.
  • Nothing tied to a specific named senior leader's clinical content.
What the employer does not see
No clinical content, ever.
  • Whether a specific named senior leader has scheduled, attended, or engaged.
  • What clinical issues are being addressed, or which clinician is assigned.
  • Session notes, treatment plans, or diagnostic information.
  • Any attendance detail at the individual level.
Privacy posture

Clinicians are independent licensed professionals operating under their own licensure and the confidentiality and privacy obligations that attach to it. Protected health information is held within the clinical infrastructure, and the agreements governing it are defined in writing before the partnership goes live. Our notice of privacy practices and privacy policy are published in full.

Data segregation

Clinical records, session content, and individual engagement data sit inside the clinical platform. The administrative layer the partner interacts with is structurally separate from the clinical layer.

Eligibility administration

Eligibility lists are maintained on the partner side and confirmed at the point of intake. Administering eligibility does not require the partner to receive clinical information back.

Contracting and BAA

A Business Associate Agreement is executed where the partnership structure requires it, and whether one applies is a determination made with counsel rather than assumed. The partnership agreement defines the administrative reporting scope in writing before anything goes live. See also our terms of service.

The question senior staff ask before they will engage at all is what shows up later. Whether therapy shows up on a background check is answered directly on our site, and it is worth sending to anyone weighing the election.

08

What the first 30 days look like.

The hardest part of a leadership-tier partnership is not the contract. It is the period between signature and the first senior leader in care.

DAYS 1–7
Kickoff and scoping

A 60-minute kickoff with your team and CEREVITY's partnership lead. We confirm the partnership shape, the eligibility model, the administrative reporting scope, and the internal owner. The BAA, where applicable, is executed.

DAYS 7–14
Eligibility integration

Your team provides the eligible-individual list. CEREVITY confirms it against the network and establishes the verification path at intake. Only eligibility confirmation flows forward.

DAYS 14–21
Internal communications

CEREVITY provides a confidential, leadership-tier comms template explaining the benefit, the privacy posture, and how to access intake. It is written to be received without stigma.

DAYS 21–30
First matches and ongoing care

Eligible individuals begin intake on their own cadence. First sessions are typically scheduled within 5 to 10 business days. By day 30 the partnership is operational and a quarterly review cadence is in place.

09

The business case for the employer.

Retention, sustained performance, and recruiting are the levers, and they are the ones a benefits budget is already judged on.

i · Retention

Retention where it is most expensive

Losing a senior leader costs a multiple of losing anyone else, and the departure is usually preceded by months of quiet disengagement rather than a single event. A benefit the leader will actually elect is one of the few interventions that reaches them before that point, which is the argument set out in retaining top talent.

ii · Performance

Judgment and pace

Decision quality, focus, and tolerance for ambiguity all degrade under sustained unmanaged stress, and the degradation is measurable long before anyone steps back. Burnout's effect on productivity is the part of the cost that never appears as a line item, because it shows up as slower decisions rather than absent people.

iii · Recruiting

A recruiting signal that is hard to copy

A confidential, senior-clinician benefit is a specific and checkable claim, which is why it reads differently to a candidate than a wellness app in a benefits deck. It also gives a benefits team something concrete to put in the executive benefits conversation at offer stage.

10

Questions benefits teams ask first.

What are voluntary benefits?

Voluntary benefits are offerings an employee elects rather than receives automatically, sponsored or arranged by the employer and sitting outside core medical coverage. Dental, vision, accident, critical illness, hospital indemnity, legal plans, and wellness allowances are the familiar ones. Mental health belongs on that list and is frequently the weakest item on it, which is part of why a corporate wellness program so often shows strong participation numbers and no senior names.

What voluntary benefits do executives value?

The ones that solve a problem they cannot solve with money and cannot solve visibly. Executives already buy their own gym, their own travel, and their own convenience; what they cannot buy easily is a senior clinician who understands the role and leaves no trace inside the company. That is why a confidential therapy benefit outperforms almost every other addition to an executive wellness program.

How do you offer therapy as a benefit?

Three structures cover most cases. The employer sponsors a defined number of sessions per covered person, funds an allowance the individual draws on, or underwrites access and lets utilization determine spend. Many employers run the third through an existing lifestyle spending account. The operational detail is set out in our guide to setting up confidential therapy for your executives.

Does this replace our EAP?

No. The EAP continues to serve the broader employee population at high volume and at speed, which it does well. CEREVITY sits alongside it for the tier that will not use a company channel, and the two are usually communicated together during enrollment. Employers running a wider redesign often pair it with a corporate mental health program for the rest of the workforce.

How is confidentiality protected?

Care is private pay, so no insurance claim is filed and nothing routes through the company health plan. There is no claim record for a benefits administrator, an insurer, or an employer to access, and no engagement dashboard naming individuals. Sessions remain between the person and the licensed clinician, who is bound by their own licensure confidentiality obligations.

Who is typically covered?

Scope is defined in the partnership agreement. Most employers start with the executive team and the tier immediately below it, then extend to partners, principals, or a named list of key people. Keeping the population narrow is deliberate: it is what makes the offering read as leadership-tier rather than as another line in the package. The wider version is described on our executive mental health benefit for companies page.

What does it cost the employer?

Structure is agreed in the partnership conversation and depends on the number of people covered and the scope of access. CEREVITY is a private-pay network with transparent fees, so nothing arrives later as an insurance-driven adjustment. Standard individual rates are published on our pricing page.

How do we begin?

Use the form on this page, call CEREVITY directly on the number below, or read the wider partnership models before you get in touch. A member of CEREVITY's clinical leadership follows up personally and confidentially to scope something that fits the package you already run.

11

Start a partnership conversation.

Tell us about the package you run and the people you want it to reach. A member of CEREVITY's clinical leadership will follow up directly and confidentially.

CEREVITY Partnerships
Prefer email
[email protected] reaches the partnerships desk directly.
Response time
We respond personally within 48 business hours.
Prefer to call
(562) 295-6650 reaches CEREVITY directly.
Referring an individual
Use refer a patient for a single leader rather than a portfolio-wide arrangement.
13

A note on sources.

Employer offering rates are drawn from the Employee Benefit Research Institute Issue Brief no. 646, Expanding the Benefits Horizon: How Employers View Voluntary Offerings (November 12, 2025), a survey of 408 benefits decision-makers fielded in March and April 2025, in which specific mental health benefits or coverage was the least commonly offered item on its list at 13 percent. The executive figures come from Deloitte and Workplace Intelligence, whose February 2022 survey of 2,100 employees and C-level executives across the United States, United Kingdom, Canada, and Australia found that 57 percent of employees and nearly 70 percent of the C-suite were seriously considering quitting for a job that better supports their well-being. The structural argument on this page is based on the firsthand experience of CEREVITY clinicians who have served on EAP panels, combined with publicly available vendor materials. Specific contractual scopes, including any Business Associate Agreement, are confirmed in writing in the partnership agreement before a partnership goes live. Additional CEREVITY research is collected in the knowledge base.